Fine Insurance

Independent Insurance Brokers Established 1989

  • Google+
  • Linkedin
  • Twitter
01489 579808 | info@fineinsurance.co.uk
Menu 
  • Home
  • Our High Net Worth Clients
    • Executive Home Cover Service Charter
    • High Performance Car Insurance
    • Specialist Art Insurance
    • Art and Home Contents
    • Memorabilia Insurance
  • Our Business Clients
    • Greenfield Insurance Customer Charter
  • About
    • Privacy Policy
    • Terms & Conditions
  • News
    • General
    • Home Insurance
      • Contents Insurance
    • High Value Home Insurance
    • Jewellery Insurance
    • Art Antiques & Collections…
    • Business Insurance
      • Public Liability Insurance
    • Motor Insurance
    • Fine Dining Insurance
  • Testimonials
  • Contact Us
You are here: Home / Home Insurance / Contents Insurance / How to Deal with Flooding Damage

How to Deal with Flooding Damage

December 8, 2015 By James Leave a Comment

We’ve seen some devastating scenes over the last few days of flooding across North-West UK from Storm Desmond.  People’s lives and businesses have been left in turmoil.

If you are worried about floods in your area, there are steps you can take to make sure you are prepared as possible and do all you can to minimise the flooding damage.

The infographic below, from one of our underwriters, gives some good advice about what to do before, during and after flooding.

flooding damage

Pre-flood checks

  • Be prepared to evacuate your property and think about where you can go for safety -will the route be passable?
  • Know how to turn off your gas, electricity and water mains supplies
  • Prepare a flood kit of essential items such as a broom, spade, mop and bucket; domestic detergent and disinfectant; rubber boots, gloves and protective clothing; waterproof torch and radio; bottled water for drinking.
  • Agree where you will go and how to contact friends and family
  • Think about what items you can move to a safe place for later and what are essential items for you to have now
  • Create a list of important numbers including Floodline 0845 988 1188
  • You can sign up for Floodline Warnings Direct by calling Floodline on 0845 988 1188 or by visiting the Environment Agency website.

Advice during a flood

  • Safety comes first! Think about evacuation before it is too late to move. Make sure you follow any advice or instructions provided by the emergency services.
  • If floodwater is about to enter your building, turn off the gas, electricity and water supplies if it is safe to do so.  DO NOT touch sources of electricity when standing in flood water.
  • Gas and electricity supplies should remain switched off until a qualified professional has checked the system thoroughly. Wiring, appliances and pipe-work should also be inspected for safety and efficiency.
  • Keep listening to local radio for updates or call Floodline on 0845 988 1188
  • Move irreplaceable personal or sentimental items, such as photographs – as well as portable items – to an upper storey or higher location in your property to prevent loss or flooding damage.
  • Also check any outbuildings to see if any items can be moved.
  • If possible, raise ground floor furniture on blocks or bricks to minimise the risk of damage.
  • Please call us on 01489 579808 to report your claim

Advice After The Flood

  • Please call us on 01489 579808 to report your claim. We have access to a wide range of specialists who can assist with the drying out and clean up of your property and also the necessary repairs or replacement.
  • If there is any chance that electrical sockets have come into contact with water, switch off the electricity at the mains.
  • If your electricity is switched off following an incident, make sure that a qualified electrician checks the electrical installation before it is switched back on.
  • If your gas has to be turned off, make sure that a GasSafe registered tradesperson checks the gas supply before the gas is switched back on.
  • Do not throw away any items until we or our loss adjuster tell you it is OK to do so.
  • Make a list of any damaged items that you need to throw away before you dispose of them. Take a note of make and model numbers, and take photographs of any damage if you have a camera to hand.
  • Wear appropriate clothing and gloves when handling anything that has been contaminated by flood waters. Remember floodwater often contains sewage, so take sensible hygiene precautions.
  • Carry out any emergency repairs to protect your property from further losses. If you’re unsure whether the cost of repair is covered under your insurance, contact us on 01489 579808 first.

You can check the latest flood warnings on the Environment Agency website or the Scottish Environment Protection Agency website.

For advice on protecting commercial premises from flood damage, see our article UK Flood Risk.

If you have any questions, queries or concerns about your insurance protection against flooding damage, please call us now on 01489 579808 or contact us via our webform.

Share on FacebookTweet about this on TwitterShare on LinkedInShare on Google+Pin on PinterestEmail this to someoneShare on StumbleUponDigg thisShare on Reddit

Filed Under: Contents Insurance, High Value Home Insurance, Home Insurance Tagged With: Environment Agency, Flood Alert, Flood Damage, flood damage claim, Flood Safety, Flood Water, flooding damage

« Do It Yourself Guide to Building a Fine Wine Collection
Cruising Inspiration »

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Contact Us

Got a question? Fill out our contact form and we will get back to you.
Contact Us
Or call

01489 579808

Categories

  • Art
  • Art, Antiques & Collections Insurance
  • Ask the Insurance Expert
  • Business Insurance
  • Collectibles Antiques
  • Contents Insurance
  • Fine Dining Insurance
  • General
  • General News
  • High Value Home Insurance
  • Home Buildings
  • Home Insurance
  • Jewellery
  • Jewellery Insurance
  • Looking After Your Assets
  • Motor Insurance
  • Public Liability Insurance
  • Testimonials
  • travel insurance
  • Watches

Recent Posts

  • Insuring valuables – are you certain you are covered?
  • Lloyds Bank study reveals the “Waitrose effect”
  • What’s next for travel technology?

Latest News

  • Insuring valuables – are you certain you are covered? September 7, 2016
  • Lloyds Bank study reveals the “Waitrose effect” August 25, 2016
  • What’s next for travel technology? June 22, 2016
  • First-time buyers are not insuring their homes properly May 18, 2016
  • Cruising Inspiration January 13, 2016
  • How to Deal with Flooding Damage December 8, 2015
  • Do It Yourself Guide to Building a Fine Wine Collection November 11, 2015
  • Darker Nights Spell Rise In Thefts October 27, 2015

Last Tweets

  • Planning to rent out your home on Airbnb? Read this first https://t.co/06q9NhAYer https://t.co/SxNWkutBHy, Sep 14
  • Don't let your business get stopped dead in its tracks https://t.co/ll1K9Tve9i https://t.co/5b11Aqt64p, Sep 14
  • The perfect buy-to-let insurance policy for landlords.https://t.co/wlPGnxx3pr https://t.co/ghYLVrWcu4, Sep 14
  • What have you done to protect your business from cyber attacks? https://t.co/mJjQItYU8L, Sep 13
  • A claims service like no other. Why it pays to use an insurance broker. https://t.co/ZxilPLmZUu https://t.co/35f5VWswGf, Sep 13
Executive Home Cover Logo
  • Google+
  • Linkedin
  • Twitter

Greenfield Insurance Services
Canterbury House, 58c Botley Road, Park Gate
Southampton, Hampshire SO31 1BB

Tel: 01489 579808

Email: info@fineinsurance.co.uk

Copyright © 2017 Greenfield Insurance Services. All Rights Reserved. Authorised and Regulated by the Financial Conduct Authority. FCA registration no. 307504 · Log in

Cookies on this website

We use cookies to ensure that we give you the best experience on our website. If you continue without changing your settings, we'll assume that you are happy to receive all cookies from this website. If you would like to change your preferences you may do so by following the instructions here . Please visit our Privacy Policy page for more information about cookies and how we use them.

Close