10 Unexpected Uses of Business Insurance

We all understand that our Business Insurance covers our stock, computers, contents, Employers & Public Liability, but what most clients miss is in the detail of the policy cover.

There is always a view that the “small print” is to your detriment, however I actually think that, if you choose the right policy it is an advantage to your business.

Budget policies, will of course be limited on what covers they provide, however quality business insurance need not come with an expensive price tag.

Take the Sterling Executive Business Policy, as a Partner Insurer with Sterling we receive extremely competitive premiums from them for all types of businesses.

But it’s their policy cover that stands out from the crowd.

Here are 10 reasons why you should consider the Sterling Executive Business Product from Greenfield Insurance Services:

Equipment Breakdown Cover – all your buildings plant such as air conditioning but most importantly computers are covered against breakdown
Exhibition & Trade Show Cover – All stock and contents are automatically insured at any exhibition or trade show
Energy Efficiency – additional costs to comply with Energy Performance legislation is included in the event of damage to your building
Legal Expenses – Cover for legal costs relating to Employment Disputes, Contract Disputes and Tax Investigations
Crisis Containment – Following significant damage to your business Sterling will pay the costs of a Public Relations or Marketing firm to help mitigate any damage to your reputation
Lotto Win Indemnity – Recruitment costs and training costs should your staff have a major lottery win and resign
Website Protection – covering the costs of loss of data or impact on reputation following a malicious attack
Low Claims Discount – Careful policyholders will be rewarded for a low claims costs with a portion of their premium being refunded
Rate Guarantee Undertaking – fixed insurance premiums for 3 years
Theft of Keys – Cover to replace locks up to £2500

As a broker specialising in Business Insurance we understand the benefits of a wide policy cover combined with a proven claims service. We take time to ensure that our clients are with the right insurer and have the right policy cover to meet their needs.