Calling All Landlords. Up until 31st December 2013, we are offering up to 20% discount on our Property Owners Insurance product though our partners NIG Insurance.
The Property Owners Insurance product is designed for residential and commercial properties owned or managed by the policyholder. It is suitable for single and multiple location portfolios of up to 25 premises. (Offer only available for new policyholders).
Key Feature of our Property Owners Insurance
- Introductory no claims discount available at new business
- No claims discount available at renewal
- Minimum premiums start from £100 (+IPT)
- Standard excess of £200 for Landlords Contents & Buildings
- Optional excesses of £100 or £500
- Multiple premises discount
- Engineering breakdown cover, including £250,000 for Computer Equipment, a maximum of £15,000 for Frozen or Chilled Food and up to £5,000 for other Perishable Goods
- Option to add accidental damage to Buildings and Landlords Contents.
- Alternative accommodation costs up to the Building Sum Insured
- Legal Expenses up to £100,000, with option to extend to include Repossession Cover
- Theft & Malicious Damage by Tenants
- Floor Coverings up to £5000 as standard (this can be increased).
- Loss of or Duplication of Keys up to £15,000 if Buildings insured.
- Damage to gardens caused by emergency services up to £25,000 for any one claim.
- Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling.
Property Owners Insurance is a new addition to NIG’s portfolio and replaces their Residential Landlords Insurance and Commercial Landlords Insurance products.