Once your London Riots insurance claim has been agreed with insurers, you will no doubt be asked to pay your contribution to the London Riots Insurance claim, this being your policy excess.
Most commercial and residential policies include a policy excess ranging from £50 for a personal insurance policy and typically £250 – £500 for a Business Insurance policy. This excess will need to be paid to the insurer as per the terms of your insurance policy.
Can I recover my London Riots Insurance Claim Excess?
Our advice is to speak with your insurers urgently and establish whether they intend to present your excess as part of their London Riots Insurance claim to the local police authority.
I have spoken with several leading insurers with regards to the London Riots Insurance Claim excess and they have confirmed to me that they will be accepting responsibility for the collection of the London Riots insurance claim excess from the local police authority. However other insurers may take a different view.
If your insurers are not accepting responsibility for recovery of your London Riots Insurance Claim excess you have 14 days from the date of loss to submit your claim in full to the local police authority.