Are you one of the many people out there with high value home contents or a high value property that are frustrated with trying to buy insurance on line from an irritating little rodent or a fat pub singer and constantly being rejected? If you are and want a much more tailored service then you should be seeking out high value home insurance brokers.
Home and Property Insurance for High Net Worth or “Private Clients” is not something that can readily be dealt with by on-line Insurers. It is the province of high net value home insurance brokers who have considerable expertise in dealing with the client that needs a more individual approach to their Insurance arrangements. No two high net worth clients are the same and they need somebody to help them ensure that they have the cover they need with correct and accurate sums insured with a policy that is specific to the High Net worth market.
So, what can you expect when you deal with high value home insurance brokers?
What makes them so different from other forms of Insurance intermediary? Firstly they will take detailed information to ensure that you have the correct sums insured and that they understand your specific needs. Once your individual situation has been assessed, the Broker will approach Insurers to obtain quotations for you.
Although price is always a consideration, the skill of high net value insurance brokers is in selecting the Insurer with the best cover for the client’s needs at a competitive price. Once these quotations have been obtained the options are presented to the client and explained clearly in order that the client can make an informed decision as to which policy to choose. To assist in this decision making, high value home insurance brokers will use their knowledge of the market to advise and guide the client in decision making.
This is particularly relevant in relation to the way in which claims are handled by each Insurer. Nobody wants to have a claim under a home policy but we have Insurance to deal with just such an eventuality and it is of course what insurance is all about. High value home insurance brokers are very well equipped to deal with and advise on the handling of the claim at every stage. The important thing is to keep the client informed of what is happening allowing them to manage their expectations on all matters relating to the claim. If the right amount of time and care has been invested originally when arranging the Insurance policy the likelihood of problems occurring are considerably reduced. However should a dispute arise it is comforting to know that when dealing with high net value home insurance brokers, they will always have your best interests at heart and will always act in your best interests to ensure a swift and fair claims settlement.
If you don’t want to be treated like a nameless, faceless client and you want an insurance policy that’s tailored especially for you, then you should be speaking to a high net worth insurance broker.
Established in 1989, Greenfield Insurance Services operates a separate High Value Home Insurance division with experienced key account managers providing bespoke service to our high value home insurance clients.